How much is top surgery with insurance?

Top surgery cost varies greatly depending on insurance coverage, where you live, and the surgeon you use. The average range for cost of FTM and FTN top surgery is currently between $3,000 and $10,000.

Does insurance cover top surgery?

The tides are turning: increasingly insurance companies in the United States are accepting the medically necessity of gender-affirming surgeries and covering Top Surgery.

How long does it take insurance to approve top surgery?

Contact your insurance company to verify the percentage of coverage for the surgery. The Prior Authorization Process: If you decide to ask insurance to cover, then our office will submit a letter to the insurance carrier asking for permission to proceed with the surgery. Usually takes 2-4 weeks to get the answer.

How much does top surgery usually cost?

In general, the cost of FTM Top Surgery ranges from $5000 – $10,000 USD. This may or may not include consultation fees. A down payment is usually required to secure a surgery date. The amount of this down payment varies by surgeon but usually ranges between $500 – $2000, and up to 50% of the total Top Surgery cost.

Can you do payments on top surgery?

How it works: Patients are able to make payments at whatever amount and whatever schedule is convenient for them prior to surgery. Once the patient completes all payments surgery can be performed.

How long does it take to get top surgery?

On average, an FTM or FTN top surgery procedure takes between 1.5 hours to 4 hours. There are a number of different procedures that can be used to achieve a more flat, masculine, or male looking chest. The most common techniques surgeons use are called double incision, periareolar, and keyhole.

How painful is top surgery?

It’s encouraged that pain medication is used when needed, but patients typically find that pain during recovery is very minimal and subsides after a couple of days. Apart from some pain, patients will experience slight discomfort from the swelling and bruising of the chest, but this can be managed with ice packs.

Does anyone regret Top surgery?

Unfortunately, it is relatively common for individuals who do decide to have this procedure done be told that they will one day regret it… but as most people will also tell you, this is incredibly rare. That being said, that does not mean there is no one out there who do not regret their decision to have top surgery.

What insurance companies cover top surgery?

What are some insurance companies that cover FTM/N & MTF/N top surgeries?

  • Anthem Blue Cross.
  • Blue Shield.
  • Aetna.
  • Cigna.
  • United Health Insurance.
  • Anthem Blue Cross Blue Shield Medical.

Does insurance pay for gender reassignment surgery?

It is illegal for most private insurance plans to deny coverage for medically necessary transition-related care. Your private insurance plan should provide coverage for the care that you need. However, many transgender people continue to face discriminatory denials.

How do top surgery make money?

Here are some fun and creative ways to help raise the money you need.

  • Create and sell original art. Use your talents to get surgery sponsors. 
  • Throw a party! 
  • Get goofy.
  • Itemize out what your surgery expenses are. 
  • Use significant numbers. 
  • Rent or sell stuff you don’t need.

Does insurance cover bottom surgery?

The majority of insurance companies covered “bottom” surgeries. Moreover, if gender dysphoria is defined as discomfort or distress that is caused by a discrepancy between a person’s gender identity and that person’s sex assigned at birth, 26 then bottom surgery can be considered a direct treatment.

How long do you have to wear a binder after top surgery?

We advice you to wear a compression binder after Top Surgery, 24/7 for at least 4 weeks. The binder helps prevent fluid build up and aids the skin in adhering back to the chest wall.

When can I lift my arms after top surgery?

For 4 weeks after surgery, you should not lift your arms greater than 90 degrees away from your body or over your head. You should also not push, pull, or lift anything greater than 5 pounds during these 4 weeks. This ensures your scar will heal well and not stretch and become larger.

Can a woman get top surgery?

Top surgery for transgender women is a procedure transgender women might use to increase their breast size and improve the shape of their chests. It is also called feminizing breast surgery, breast augmentation, chest construction or breast mammoplasty.

What should I wear after top surgery?

On the day of your operation, you will want to wear comfortable clothes that are easy to pull on and take off. On your upper body, you should wear a loose button or zip-up shirt or hoodie, because you will be restricted to a limited range of motion with your arms after surgery.

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