If you’ve got a policy with hastings Direct, you can find out this information under section 5 of your motor insurance certificate. If you’ve looked at the terms and have cover to drive another person’s car with permission, you’ll only be covered by third party insurance.
People ask , can I drive someone else’s car on my insurance? Can I drive my partner’s car? Driving other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy.
Also, does comprehensive insurance cover any car? Can I drive another car with comprehensive insurance? … Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.
, can I drive my girlfriends car? Some drivers will be covered under your policy as long as you have given them permission to drive your car. This is considered “permissive use.” These drivers may include immediate or extended family, friends, or even a boyfriend or girlfriend who doesn’t live with you.
, do you have to be 25 to drive someone else’s car? If you’re under 25 and want to drive someone else’s car, your best bet would be to either get added as a named driver on their policy or take out temporary cover. There are a few companies who don’t place an age restriction on the benefit, so you might be lucky.The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it. Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won’t be covered to drive any other cars.
- 1 Do you need insurance to drive someone else’s car?
- 2 Can my friend drive my car with me in it?
- 3 What happens if I let someone borrow my car and they crash?
- 4 What happens when you let someone else drive your car?
- 5 Can I drive my parents car UK?
- 6 When can you drive other people’s cars UK?
- 7 Can you insure a car that’s not in your name?
- 8 Can a garage drive an uninsured car?
- 9 Can someone else be the main driver on my car?
- 10 Can a named driver drive another car?
Do you need insurance to drive someone else’s car?
You do not need your own car insurance policy to drive someone else’s car every once in a while. However, if you frequently drive someone else’s car, you might want to consider getting non-owner car insurance.
Can my friend drive my car with me in it?
Usually, yes — your car insurance coverage should extend to anyone else driving your car. … So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.
What happens if I let someone borrow my car and they crash?
If you let a friend borrow your car and he or she causes an accident, your auto insurer would be responsible for paying for damages to the other driver and his or her passengers, up to the limits of your policy. If damages exceed your policy limits, your friend’s insurance would act as secondary coverage.
What happens when you let someone else drive your car?
If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.
Can I drive my parents car UK?
Can you drive your parents’ car on a provisional licence? Yes, if you are properly insured and comply with other legal requirements for learner drivers, such as being properly supervised by a more experienced driver, and displaying L plates.
When can you drive other people’s cars UK?
You need to be 25 or over when the policy starts. Your car insurance policy needs to be a fully comprehensive one. The other car must have insurance already. Your car must be in a driveable state (ie, not written off)
Can you insure a car that’s not in your name?
Generally, no. A person cannot get an auto insurance policy on a car that they do not legally own unless they can prove to the insurance company that they have an insurable interest in the vehicle.
Can a garage drive an uninsured car?
You cannot just drive it, even if you have insurance to drive another vehicle. It must be insured somewhere on a policy which states the Reg Number. If the garage drive it over their on their garage plates that covers the insurance, but technically they cannot allow you to drive it on their plates.
Can someone else be the main driver on my car?
Car insurance fronting – where someone declares themselves as the main driver of a car even though it will be someone else – is illegal.
Can a named driver drive another car?
Can a named driver drive another car? Yes – provided that you have a separate insurance policy to cover you for that car. Named driver insurance will only cover you to use a car now and again, it does not cover you for other vehicles.