Does aetna health insurance cover bariatric surgery?

If that provider doesn’t think the request should be approved, a different Aetna Better Health of California provider will review the information. You and your provider will get a letter stating whether the service has been approved or denied. We will make a decision within 5 business days, or 72 hours for urgent care.

How do I get bariatric surgery if my insurance doesn’t cover it?

  1. Lab work.
  2. Psychological exam.
  3. Cardiology exam.
  4. Sleep study.
  5. Medically supervised diet program.

How do I know if my insurance covers a procedure?

  1. Read your plan’s coverage paperwork.
  2. Call your health insurance company’s customer service department.
  3. Figuring out how much you will have to pay.
  4. Exact cost estimates are hard to come by!
  5. Appealing coverage decisions.

Why was my Aetna claim denied?

If your health or disability benefits have been denied, Aetna may have claimed the following: The procedure is merely cosmetic and not medically necessary. The treating physician is out of network or out of plan. The claim filed was for a medical condition that isn’t authorized or covered.

Why you should not have bariatric surgery?

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Bariatric patients have more psychopathology than the general population even before surgery, and Goodpaster says they have higher rates of depression and past suicide attempts, which are a major risk factor for suicide.

How much does bariatric surgery cost out of pocket?

The cost of weight-loss surgery depends on a number of factors, including your location, the hospital, the surgeon’s fees, and the type of procedure. According to Obesity Coverage, a bariatric surgery information site, the average cost of lap-band surgery is $14,500, while gastric bypass costs an average of $23,000.11 jui. 2018

What can disqualify you from bariatric surgery?

  1. ongoing drug or alcohol addiction.
  2. uncontrolled mental illness.
  3. significant eating disorder.
  4. an unwillingness to comply with the necessary guidelines following bariatric surgery.

Which diseases are not covered in health insurance?

  1. Congenital Diseases/Genetic Disordered.
  2. Cosmetic Surgery.
  3. Health issues due to consumption of drugs, alcohol, and smoking.
  4. IVF and Infertility Treatments.
  5. Pregnancy Treatment.
  6. Voluntary Abortion.
  7. Pre-existing Illnesses.
  8. Self-Inflicted injury.

What types of insurance are not recommended?

  1. Mortgage Life Insurance. There are some insurance agents that will try to convince you that you need mortgage life insurance.
  2. Identity Theft Insurance.
  3. Cancer Insurance.
  4. Payment protection on your credit card.
  5. Collision coverage on older cars.

What is covered by basic health insurance?

A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some plans cover more services.

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What is the time limit for filing Aetna claims?

Most providers have 120 days from the date of service to file a claim.

What happens if my insurance claim is denied?

If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision. Insurers have to tell you why they’ve denied your claim or ended your coverage.

Can I submit an Aetna claim online?

Submitting your claims electronically is quick, convenient and easy. Choose the option that works best for you.

Does bariatric surgery shorten your life?

For most severely obese diabetic patients, bariatric surgery increases life expectancy; however, in our model, surgery results in a loss of life expectancy for those with extremely high BMIs over 60 kg/m2.1 mai 2016

What foods Cannot be eaten after bariatric surgery?

  1. Breads.
  2. Carbonated drinks.
  3. Raw vegetables.
  4. Cooked fibrous vegetables, such as celery, broccoli, corn or cabbage.
  5. Tough meats or meats with gristle.
  6. Red meat.
  7. Fried foods.
  8. Highly seasoned or spicy foods.

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