Can watercraft insurance exam questions?

Test your boating knowledge with this 10 question boating safety practice test. You need to answer 8 out of 10 questions correctly to pass!

How many questions is the BOATsmart final exam?

HOW HARD IS THE TEST? The online boating test is open book and consists of 50 multiple choice questions. You’ll need at least 75% (38 out of 50) to pass. Everything you need to pass is covered in the BOATsmart!

What is watercraft insurance?

Watercraft insurance is an umbrella term for three types of insurance: boat insurance, yacht insurance, and personal watercraft insurance. It protects against damages to vessels powered by a motor that has horsepower of at least 25 miles per hour (mph).20 fév. 2021

Which of the following does the watercraft policy cover?

Basic watercraft liability policies typically cover only bodily injury and property damage perils related to the operation of watercraft. In addition, boat-owners and yacht policies typically include a form of liability coverage called protection and indemnity (P & I) insurance.

What are boaters required to do at all time?

The Collision Regulations require every operator to keep a proper lookout, using both sight and hearing, at all times. Watch and listen for other vessels, radio communications, navigational hazards, and others involved in water activities to be aware of the situation and the risk of collision. Maintain a safe speed.

What should you always do before starting an inboard engine?

If you have an inboard gasoline engine, you need to turn on the blower for four full minutes before starting your boat. This very important step is to remove any fumes that could be lingering in the bilge. All portable fuel tanks must be filled off of the boat.

How many chapters is the boater exam?

The boat safety course manual consists of five chapters packed with boating tips along with the nautical rules of the road. The first four chapters contain core boating information while the last chapter is optional and contains an introduction to GPS waypoint navigation and piloting via dead reckoning skills.

What behavior is 40 of boating deaths?

Boating under the influence is still a significant issue on Canadian waterways and is a factor in approximately 40% of boating-related accidents and deaths in Canada. Remember: Consuming alcohol and not wearing a life jacket can be a deadly combination.

What is the no powerboat sign?

What happens if you don’t have boat insurance?

No Coverage for Losses One of the biggest issues with not having boat insurance is that you will not receive any coverage for losses that you incur. When you have a boat insurance policy, you will receive coverage for a variety of losses including theft, boat accident damage, weather damage, or even vandalism.11 fév. 2019

How much is jet ski insurance?

In general, you can expect to pay about $85 to $100 a year for liability coverage, while more comprehensive coverage can be $500 or more a year.2 mai 2021

What is a self insured retention?

Self-Insured Retention (SIR) — a dollar amount specified in a liability insurance policy that must be paid by the insured before the insurance policy will respond to a loss. … In the event of a claim under Policy A, the insurer would pay the $100,000 in defense and indemnity costs that were incurred.

What is Boatowners policy?

Boatowners Policy — the most common type of watercraft policy for individuals and families. This policy combines property, liability, medical payments, and uninsured boatowners coverage. It fills the coverage gap found in most homeowners policies, particularly with regard to property coverage.

How much is insurance for a small boat?

Whether you have a speed boat, a small fishing boat, or a yacht will make a big difference in what you pay. In general, boat insurance costs typically range from $200 to $500 per year, on average.10 août 2020

How much does loss assessment coverage cost?

It’s possible to get this loss assessment coverage as an inexpensive endorsement to your current condo policy. “It often costs as little as $10 to $25 per year and typically provides coverage limits of $100,000 or more,” says Collins.9 déc. 2020

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