Unfortunately, most insurance companies don’t cover LASIK because laser eye surgery is nearly always considered an elective procedure. Elective procedures are typically procedures that are optional, nice to have done, but not medically necessary.
How can I get my insurance to pay for Lasik?
Many of today’s large insurance companies (VSP, Davis Vision, Blue Cross Blue Shield, etc.) will often negotiate with Lasik providers to offer their members a courtesy discount to help offset the large cost of the procedure. While these two options do not cover the entire surgery, a discount can be a big help
What type of insurance covers Lasik?
Because LASIK is considered an elective procedure, most traditional health insurance plans don’t consider it eligible for full coverage.
In addition to health insurance, some employers offer supplemental vision care plans, which may offer discounts on LASIK, as well.
Does Aetna pay for Lasik?
Refractive surgery of any type is excluded from coverage. However, Aetna members with the Aetna Vision plan can get discounted refractive surgery. And the treatment can be paid for using money from a Flexible Spending Account (FSA) or HSA.